Living inCo-Living is different from traditional rentals. Members only pay one bill each week, and it covers a private furnished room, all utilities, and free credit reporting. To be approved, you don’t need a minimum credit score, and you won’t have to pay a big security deposit. Co-Living reports Membership payments to help our Members build their credit histories and improve their credit scores. Through our partnership with Esusu partnership, 95% of PadSplit Members have seen an improvement in their credit score. On average, Members save $420 a month while living in a Co-Living, allowing Members to purchase a car, and pay off their credit cards.

Co-Living Members can save hundreds of dollars compared with traditional rentals. When you live in Co-Living, you pay one bill each week which covers your rent, utilities, and free perks like credit reporting and telehealth services. Not only are you saving money, but you’re building your credit score with each on - time payment. Check out our Member Savings Calculator to see how much you can save.

Great news! There is no minimum credit score required to live in Co-Living. When you apply to become a Member, we may review your credit history. However, your credit history is not a factor in the approval process. In fact, we report all on - time payments through our partnership with Esusu, and 95 % of Members see an increase in their credit score.

Because we value the privacy of our Members, you are not allowed to tour the physical home before your move -in date. That’s why we have 3D tours of almost every property; you can get a tour without having to go anywhere! Once you are approved as a Member, you can view cross - streets for specific homes and see nearby attractions such as public transit, grocery stores, and gas stations. Your first room transfer is always free if this is your first Co-Living home.

Co-Living requires a 12-week minimum stay, but you can opt for early move-out flexibility by pre-paying a one-time penalty at booking. If you leave Co-Living before the 12-week period without the flexibility upgrade, you'll be charged two weeks' dues, but you can transfer at any time with no penalty. You're entitled to one free transfer, where the move-in fee is waived, to another PadSplit property during your stay, regardless of your commitment period. After your initial commitment, you'll automatically transition to a week-to-week commitment. A credit or debit card must be kept on file. For more information, please refer to our detailed policy guide here.